Church Practice

Church Practice

Church Facility Financing

Our attorneys have broad experience in financing transactions ranging from the purchase of land and buildings for church campus development to the construction of new buildings and facilities.

We offer the following services to our church clients:

  • Interim loan financing for construction projects and church campus development.
  • Evaluation of lender relationships in order to determine the best fit for the church client.
  • Permanent loan financing including the refinance of existing debt structures (construction debt or other existing debt).
  • Revolving line of credit (for operational needs).
  • Negotiation of financing terms including:
    • scope of pledged collateral (assets, land, buildings, life insurance)
    • partial release of collateral covenants (with debt paydowns)
    • terms of repayment/amortization (awareness of market conditions)
    • default and cure provisions
    • interest rate
    • prepayment penalty points/fees
    • closing costs
    • recourse debt vs. non-recourse
  • Evaluation of the type of financing that best fits the needs of the church project such as: * conventional debt (asset based) financing vs. non-conventional (bonds/pledges)

Practice Areas

Transaction Practice
Litigation Practice
Church Practice
Estate Planning
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